West of England P&I Club, West of England Protection & Indemnity (P&I) Club is a leading insurance provider to the global maritime industry, offering covers such as Mutual P&I, Defence (FD&D), Charterers, Fixed Premium, Offshore and Extended covers. The Club is part of the International Group of P&I Clubs (IG). This enables us to provide limits of cover for P&I liabilities unmatched outside the IG Clubs.