Think Mutual Bank - Rochester, Edina, Apple Valley, Eagan, and St Paul, MN, Think Mutual Bank provides personal banking, business banking, mortgages, and investments. Think offers free debit cards, free checking accounts, free online banking, free bill pay, and free mobile banking. Think Mutual Bank's Minnesota offices include Rochester, Edina, St Paul, Eagan, and Apple Valley, MN. Bank smart, live well.